Terms and Conditions

1. Agreement to Terms

By accessing and using Insurance Discounts Guide ("the Website"), you accept and agree to be bound by these Terms and Conditions ("Terms"). If you disagree with any part of these terms, you may not access the Website.

2. Intellectual Property Rights

Unless otherwise stated, Insurance Discounts Guide and/or its licensors own the intellectual property rights for all material on the Website. All intellectual property rights are reserved. You may access this material for your personal use subject to restrictions set in these Terms.

You must not:

• Republish material from the Website
• Sell, rent, or sub-license material from the Website
• Reproduce, duplicate or copy material from the Website
• Redistribute content from the Website

3. Content Disclaimer

The information provided on the Website is for general informational purposes only. While we strive to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the Website.

4. User Account

If you create an account on the Website, you are responsible for maintaining the security of your account and for all activities that occur under the account. You must immediately notify us of any unauthorized uses of your account or any other breaches of security.

5. User Conduct

When using our Website, you agree not to:

• Use the service for any unlawful purpose or in violation of any laws
• Post or transmit any content that is unlawful, threatening, or harassing
• Attempt to gain unauthorized access to any portion of the Website
• Interfere with or disrupt the service or servers
• Collect or store personal data about other users without their consent

6. Privacy and Data Protection

Your use of the Website is also governed by our Privacy Policy. Please review our Privacy Policy, which also governs the Website and informs users of our data collection practices.

7. Limitation of Liability

In no event shall Insurance Discounts Guide, nor any of its officers, directors, and employees, be liable for anything arising out of or in any way connected with your use of this Website. Insurance Discounts Guide shall not be liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this Website.

8. Modifications

We reserve the right to modify these Terms at any time. We do so by posting modified Terms on this Website. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms.

9. Governing Law

These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

10. Contact Information

For any questions about these Terms, please contact us at:

• Email: [email protected]
• Phone: 1-800-555-0123
• Address: 123 Insurance Street, Suite 100, New York, NY 10001